Nowadays many businesses have opened extensions of their services by setting up online shops. Many insurers have decided to head down this route to gain a wider coverage of prospective leads that may eventually become real customers. If you are about to deal with an online insurance company claiming to sell loader insurance policies, here are some effective tips to check if the online insurer is real or a scammer.
Tip #1 – Request proof
One of your priorities before you become too comfy with an online insurer, is to request proof of their authenticity such as an official registration to operate as online insurer as well as other legal documents that will validate they are a legitimate insurance provider online.
Tip #2 – Verify with your local directory listing
If you want to make sure you are dealing with a real online loader insurance company, you can also verify with your local directory listing if this prospect is registered and authorised to operate as online insurance provider. If the online insurer you are dealing with isn’t listed in local business directory, investigate further to check if they can be trusted or not.
Tip #3 – Visit forum communities
One of the avenues to find relevant information to check if the online insurer is genuine or fake is by visiting forum communities talking about various insurance companies and products as well as personal experiences of people who purchased insurance products. You’ll get some valuable information to help guide you about where to buy a loader insurance policy.
Tip #4 – Request references from past clients
You will know from the initial meeting with an online insure if they are accredited and legally allowed to sell various insurance products including the loader insurance policy by requesting references from past clients who purchased from their online shop. If the online insurer can’t provide information about their past clients, be skeptical and find out their reasons for not disclosing those names or not providing genuine confirmation from clients.
Tip #5 – Trust your instinct
This last piece of advice is sure not to fail you, trust your instinct. If you feel there’s something wrong with the online insurer like them asking you for immediate payment, move on to your next prospect. If you haven’t yet decided on the protection coverage you want for loader insurance, be wary as there may be fraudulent activities happening around you.
Additional safety tips when transacting business with an online insurer:
Take time to go over the insurers web pages and check if each page is complete with relevant information. If the pages aren’t functioning well, be suspicious because a credible online insurer will invest in a functioning website that easily accessible and attractive to online shoppers.
Check if the contact details provided are real by making a quick call to the phone number provided to ensure someone professional answers your inquiries.
Read the terms and conditions that may affect you after a purchase. For example, if the online insurer doesn’t honour complaints and won’t give a refund in case of a mismatched insurance products then find another online insurance company willing to offer a refund or revision of your policy if you make mistakes in your choices.
Call Earthmoving Insurance HQ for all your Loader Insurance needs. We can provide you with advice, quotes and file claims for you. Call our friendly team on 1300 815 344 or go online and request a quote.