Filing an insurance claim can be needed any time after the purchase of your test well drill insurance policy. If you want to make sure you don’t miss any vital requirements, here is a checklist of what to do when it’s necessary to file a claim with your insurer.
Read the protection coverage of your insurance policy
One of the priorities if you intend to file an insurance claim is to spend some time reading the entire protection coverage section of your insurance policy. Why? Reading the policy again will refresh your understanding of your rights as a policyholder. By the time you finish reading this document, you’ll have a clearer idea about how to start an insurance claim application.
Find out if you need a legal representative
A concern when deciding to file an insurance claim is whether you need a legal representative or not. If the extent of a claim is a complex case like the death of a worker after encountering multiple injuries while using your test well drill equipment, it would be a good idea to have a legal representative to help and guide you through the decisions required.
Take direct action
A crucial part of your decision making is to actually act and file the insurance claim. Again, the final decision depends on you and the signal to go ahead from your legal representative. If they feel it’s legally correct to file a test well drill insurance claim, then proceed with the normal process of filing a claim. This includes gathering sufficient information about the horrific accident involving your worker, the details of witnesses and other vital facts to help facilitate the processing. If you are represented by a licensed broker, you must notify this person immediately so that they can help in the preparation of the required documents and other paperwork.
Is the actual filing of the test well drill insurance claim complicated?
The actual filing of an insurance claim need not be a struggle. In fact, if you are surrounded by experts like a legal representative and broker, the whole process of filing can be done easily as long as you have the required documents and any other information requested by your insurer.
What happens if you let the licensed broker do this filing on your behalf?
If you entrust the filing of a claim to your appointed licensed insurance broker, the same process will be undertaken. The broker should perform certain activities including the following:
Immediately notify your insurer about the incident, regardless of whether it’s a third party liability or personal injury claim.
Meticulously compile the required documents serving as proof, together with the application form.
Once all necessary evidentiary documents are ready, you and your broker will perform a final review before filing it with the insurance company.
Wait for the release of funds to pay whatever is required by the court, such as: payment of medical bills, compensation benefit to the employee, and property damage compensation (repairs or replacement costs).
Earthmoving Insurance HQ can help you file any claims that you may need taken care of and advise you and keep you updated through the claim process. For all your Test Well Drill Insurance call our friendly team today on 1300 815 344 or go online and request a quote.